The SBA 7(a) loan is a cornerstone of small business financing, offering lower down payments, longer repayment terms, and competitive rates. It’s ideal for business owners seeking flexible funding options to support growth and expansion. Our goal is to simplify the process, making it as easy as possible for you to obtain a loan.

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Program Highlights:​

• Maximum Loan Amount: $5,000,000

• Loan-to-Value (LTV): Up to 90% for multi-purpose real estate, 85% for special-purpose real estate.

• Shorter Prepayment Penalties compared to the SBA 504 loan program

• Down payment as low as 10% for eligible borrowers

• Projection based business financing

• First Time buyers eligible

• Maturity Terms:

  • Real Estate: Up to 25 years

  • Business or Equipment Acquisition: Up to 10 years

• Eligible property types

  • Hotels, gas stations, car washes, storage facilities, liquor stores, assisted living facilities, retails, office, industrial, online businesses, etc. Click here to view more.

 

Cornerstone Capital Lending does not charge any fees for SBA 7A loans

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For more information, please view the SBA’s website here.